FTMO payout rules and scaling plan: 14-day cycles, 80% to 90%
No percentage rule at payout on the 2-Step; the constraint is timing and the scaling plan is the lever. What to expect from the first funded trade onward.
Payout and scaling rules
| Rule | FTMO |
|---|---|
| First payout | requestable 14 days after the first trade on the funded account |
| Cycle | every 14 days from the first trade; on-demand within the cycle rules |
| Split | 80% at the start, 90% after scaling; 1-Step 90% from the first payout |
| Processing | about 8 hours on average, no withdrawal fees |
| Scaling plan | account balance increased 25% every 4 months when the account is 10% or more in profit over that period (verify current thresholds on ftmo.com); split moves to 90/10 at scaling |
| MetriX review | funded accounts are reviewed for consistency and risk profile; no fixed percentage rule on the 2-Step |
| Minimum | no minimum payout stated on the card. Verify with firm |
What this means for a systematic strategy
FTMO has no percentage consistency rule on the 2-Step, so the payout question is only timing: 14 days after the first funded trade, then every 14 days. The scaling plan is the one lever a systematic strategy can plan for: 10% in four months at a normal risk profile is well inside most backtests, and each step raises both the balance and the split. The MetriX review is the soft constraint: a strategy that produces its month in one day passes the rules but may draw scrutiny; the fix is distribution, the same as at firms with an explicit rule. Programs on 1-Step vs 2-Step vs Swing; the full card at FTMO rules.
FAQ
When is the first FTMO payout?
14 days after the first trade on the funded account, then every 14 days.
What is the FTMO profit split?
80% at the start, rising to 90% through the scaling plan; the 1-Step Challenge pays 90% from the first payout.
How does FTMO scaling work?
The balance is increased by 25% every four months when the account is at least 10% in profit over the period, and the split moves to 90/10; confirm current thresholds on ftmo.com.
Source: the firm’s help center and program pages, cross-checked with the FTMO rules card, September 2026. Rules change quarterly; the help center is binding.