MyFundedFutures vs Topstep for systematic trading
The choice comes down to two rules. MyFundedFutures Rapid EOD has no daily loss limit and a 30% consistency rule with a 3-mini cap; Topstep has no hard daily limit either but a 50% consistency target and five winning days of $150 before each payout. A strategy with uneven days fits MFF; one with steady small days fits Topstep. The full comparison follows.
Update, 1 November 2026: the catalogue now has 11 strategy families and 36 tracks, and the ranking moved to the 2026-11 edition. Current figures: the strategies page.
MyFundedFutures vs Topstep comes down to one structural difference: MFF’s Pro and Rapid plans give you full contract size from day one (5 minis on a 50K) with a fixed or EOD drawdown depending on plan, while Topstep runs a 50% best-day consistency cap in the Combine and a balance-based scaling plan on funded Express accounts. Same account sizes, different filters — and which filter your strategy survives is readable before you pay. Details verified September 2026.
| Rule | MyFundedFutures | Topstep |
|---|---|---|
| Drawdown (evaluation) | By plan: Starter Plus static; Core and Pro EOD; standard Rapid EOD maximum loss limit; Rapid EOD end-of-day | Maximum Loss Limit, EOD trailing on the Combine ($2,000 on 50K) |
| Drawdown (funded) | Core/Pro/Rapid EOD stay EOD; standard Rapid trails intraday in simulated-funded and locks $100 above start | EOD trailing on Express Funded and Live |
| Daily loss limit | None on Rapid, Pro, Rapid EOD and legacy plans; Builder $1,000 soft pause | No universal DLL on the Combine (optional on some configurations); the Live Funded Account runs a DLL that adjusts with balance (help.topstep.com) |
| Consistency | None on evaluation for standard plans; 30% on Rapid EOD; 50% on standard Rapid | 50% Consistency Target on the Combine: best day may not exceed half of the profit target, or the target increases |
| Minimum days and payout gate | None on standard evaluations | None on the Combine (can pass in 2 sessions); 5 winning days of $150+ per Express payout; daily payouts unlock after 30 winning days ($150+) in the Live account |
| Contract cap (50K) | 3 minis / 30 micros on Rapid EOD; 5 minis / 50 micros on most other plans | 5 minis / 50 micros in the Combine; the XFA opens at 2 lots |
| Scaling plan | Pro and Rapid: full size from day one; Flex sim-funded starts at 2 minis on a 50K and releases the full 5 at $2,000 of profit (help.myfundedfutures.com, Aug 2026) | Express Funded Account only: max position set by current balance, XFA starts at $0; on a 50K, 2 lots, 3 above $1,500, 5 from $2,000, released between sessions. Replaced by Dynamic Live Risk Expansion in Live (help.topstep.com, Sep 2026) |
| Automation | Permitted across plans | Bots and EAs allowed in Combine and funded; no setup support; HFT and algorithmic scalping excluded |
| Copy trading | Trade copiers permitted on funded; Fair Play rules ban copying between traders | Native copier in TopstepX; must run on the device you are logged in from, no VPS; around 5 accounts |
| News | see card | No-news window applies |
| Payout | 90/10 split; cadence by plan | Express: per-request caps $2,000–$6,000 by size; Live: uncapped; 1–3 days ACH/Wise; 90/10 from first dollar on accounts opened after 12 January 2026 (100% of first $10,000 only on earlier accounts) |
| Profit split | 90/10 | 90/10 (new accounts) |
Every rule, every cell taken from the two rules cards (verified September 2026). Where a firm does not publish a rule clearly, the cell says so rather than guessing. The same dimensions are filterable across all 16 firms on the comparison table.
⚠ Rules change often. Prop-firm rules and drawdown models change frequently. Always verify the firm's current Terms of Service before deploying any strategy. Figures here were checked August 2026.
KEY FACTS
- MyFundedFutures vs Topstep: which is better in 2026?
- A system that produces uneven days with occasional outsized winners structurally collides with Topstep’s 50% best-day cap and prefers MFF.
- For the wider field, see best futures prop firms 2026 or answer five questions in the prop firm match .
Source: Puravida Edge, from the article below; rules data verified 29 September 2026.
MyFundedFutures vs Topstep: which is better in 2026?
Neither is better in general — they filter for different strategy shapes, and the honest answer is readable from your own trade log. A system that produces uneven days with occasional outsized winners structurally collides with Topstep’s 50% best-day cap and prefers MFF. A system that builds open profit intraday and gives some back prefers Topstep’s end-of-day trailing over the intraday-trailing floor on MFF’s funded Rapid stage. And a system whose worst sessions cluster several losses together cares most about MFF having no daily loss limit at all. Match the binding rule to the shape, not the brand to the review score.
Both are credible US futures firms that allow bots and EAs. The real split is structural: one removes the intraday loss gate entirely, the other builds its whole funded ladder around guardrails. For a systematic trader running multiple entries a day, that difference decides whether your strategy survives a bad morning.
The MyFundedFutures angle: no daily loss limit
This is the headline difference. MFFU runs no daily loss limit on any plan, eval or sim-funded. The only loss-side gate is the trailing drawdown floor itself. For an automated system that may fire a cluster of trades in a volatile session, nothing forces the account flat mid-day — the system runs its logic and the only thing that ends it is the drawdown floor.
The trade-off is on you. No DLL means no built-in circuit breaker. A discretionary trader can revenge-trade an account to the floor; a systematic one with a hardcoded stop and fixed sizing turns that freedom into an edge instead of a trap. The absence of a DLL only helps if your risk is already coded.
MFFU also lets you pick the drawdown model by plan. An EOD-calibrated system takes Core or Pro (EOD trailing, floor only updates at the close). A system that can't tolerate a real-time floor simply avoids the Rapid plan, where the intraday trailing drawdown follows unrealized P&L tick by tick.
Two Rapid-specific details, both verified August 2026: the standard Rapid plan applies EOD trailing during the evaluation and switches to intraday trailing on the sim-funded stage, so the rule set you passed under is not the one you trade under — size for the stricter stage from day one. And in August 2026 MFF added a Rapid EOD variant that keeps end-of-day trailing in both stages with no daily loss limit, traded off against a lower contract allowance and a tighter consistency requirement (Finance Magnates, August 2026).
Where Topstep is the stronger fit
Topstep's daily loss limit is a feature if you want the guardrail. It auto-liquidates for the session when hit, but it doesn't count as a violation — the account survives to the next day. For traders who haven't fully systematised their risk, that forced stop prevents the one-session blowup.
Topstep also brings a longer track record and a staged funded ladder (Combine → Express → Live). The cost is rule density: an intraday-trailing floor on the Combine that follows real-time equity, a best-day consistency target in evaluation, and a funded stage where the consistency path adds its own cap. More structure, less freedom — clarifying for some, friction for others.
Which fits a systematic strategy?
The decision usually comes down to one question: is your intraday risk already hardcoded? If yes, MFFU's no-DLL structure gives your system room to run without an external stop yanking it flat. If your edge depends on outlier days, watch both consistency rules — they quietly extend timelines by penalising the single big session most systems produce.
Either way, the rule that ends most accounts at both firms is the same one: the trailing drawdown. That's the entire reason we size every Puravida Edge portfolio off the drawdown limit first, not the return target. A system built to respect the floor passes evaluations at firms with a DLL and firms without one — because the floor is the constraint that actually matters.
See how the portfolios are sized off the drawdown limit →
How each firm’s full rule set plays with a systematic strategy is mapped in which prop firm rules can a systematic strategy actually pass; the step-by-step guides are in how to pass MyFundedFutures and how to pass the Topstep Combine. For the wider field, see best futures prop firms 2026 or answer five questions in the prop firm match.
Rules cards for every major firm →
Every Topstep rule on one card: Topstep rules card →
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FAQ
Does MyFundedFutures have a daily loss limit?
On the rules card: none on any current plan (Builder carries a $1,000 soft daily pause); the trailing drawdown is the loss-side rule. Topstep has no universal DLL on the Combine and an end-of-day trailing Max Loss Limit. Always confirm the current rule for your specific account type.
Which is easier to pass for a systematic trader, MyFundedFutures or Topstep?
Both suit a rules-based system. MyFundedFutures' lack of a daily loss limit gives intraday strategies more room; Topstep's clean EOD trailing and 50% consistency rule favor even daily distribution. The right one depends on your strategy's intraday behavior.
Can I automate trading on both MyFundedFutures and Topstep?
Yes, both permit automated trading on supported platforms. Neither offers setup support for bots — you configure the bridge yourself. Confirm each firm's current automation policy before deploying.
Not financial advice. Performance figures across this site are a combination of live-tracked and modeled results. Past performance does not guarantee future results.
Is MyFundedFutures better than Topstep?
Neither is better in general — they filter for different strategy shapes. Asymmetric, big-winner systems structurally fail Topstep’s 50% best-day cap and prefer MFF; strategies that give back open profit intraday prefer Topstep’s EOD trailing over MFF’s intraday-trailing funded stage.
Which is cheaper, Topstep or MyFundedFutures?
Topstep is subscription-based ($49/month for the 50K Combine as of August 2026), so total cost depends on how long you take. MFF pricing varies by plan — check the current lineup on the firm’s site.
Does MyFundedFutures have a consistency rule like Topstep?
Topstep applies a 50% best-day cap in the Combine. MFF’s requirements differ per plan — check the specific plan’s rules, not the firm-level marketing.