MyFundedFutures vs Topstep for systematic trading
Two US futures firms with opposite rule philosophies. MyFundedFutures removes the daily loss limit entirely; Topstep builds its funded ladder around guardrails. Here is how they compare for an automated, systematic approach.
⚠ Rules change often. Prop-firm rules and drawdown models change frequently. Always verify the firm's current Terms of Service before deploying any strategy. Figures here were checked June 2026.
Both are credible US futures firms that allow bots and EAs. The real split is structural: one removes the intraday loss gate entirely, the other builds its whole funded ladder around guardrails. For a systematic trader running multiple entries a day, that difference decides whether your strategy survives a bad morning.
| MyFundedFutures | Topstep | |
|---|---|---|
| Daily loss limit | None on any plan (eval + sim funded) | Yes — soft breach, locks the day not the account |
| Drawdown | Pick by plan: EOD trailing (Core/Pro), intraday trailing (Rapid), static (Flex) | Intraday trailing on Combine; EOD trailing on funded; locks once reached |
| Consistency rule | Core only; Rapid/Pro/Flex none | Best-day cap in Combine; Standard funded path has none |
| Payout cadence | Daily (Rapid) to bi-weekly (Pro), by plan | Winning-day based; two funded paths (Standard / Consistency) |
| Profit split | Up to 90/10 (Rapid) | 90/10 for current sign-ups |
| Automation | Allowed | Allowed (no VPN) |
| Best for | Matching the floor to your system | Structured guardrails + brand longevity |
The MyFundedFutures angle: no daily loss limit
This is the headline difference. MFFU runs no daily loss limit on any plan, eval or sim-funded. The only loss-side gate is the trailing drawdown floor itself. For an automated system that may fire a cluster of trades in a volatile session, nothing forces the account flat mid-day — the system runs its logic and the only thing that ends it is the drawdown floor.
The trade-off is on you. No DLL means no built-in circuit breaker. A discretionary trader can revenge-trade an account to the floor; a systematic one with a hardcoded stop and fixed sizing turns that freedom into an edge instead of a trap. The absence of a DLL only helps if your risk is already coded.
MFFU also lets you pick the drawdown model by plan. An EOD-calibrated system takes Core or Pro (EOD trailing, floor only updates at the close). A system that can't tolerate a real-time floor simply avoids the Rapid plan, where the intraday trailing drawdown follows unrealized P&L tick by tick.
Where Topstep is the stronger fit
Topstep's daily loss limit is a feature if you want the guardrail. It auto-liquidates for the session when hit, but it doesn't count as a violation — the account survives to the next day. For traders who haven't fully systematised their risk, that forced stop prevents the one-session blowup.
Topstep also brings a longer track record and a staged funded ladder (Combine → Express → Live). The cost is rule density: an intraday-trailing floor on the Combine that follows real-time equity, a best-day consistency target in evaluation, and a funded stage where the consistency path adds its own cap. More structure, less freedom — clarifying for some, friction for others.
For a systematic trader
The decision usually comes down to one question: is your intraday risk already hardcoded? If yes, MFFU's no-DLL structure gives your system room to run without an external stop yanking it flat. If your edge depends on outlier days, watch both consistency rules — they quietly extend timelines by penalising the single big session most systems produce.
Either way, the rule that ends most accounts at both firms is the same one: the trailing drawdown. That's the entire reason we size every Puravida Edge portfolio off the drawdown limit first, not the return target. A system built to respect the floor passes evaluations at firms with a DLL and firms without one — because the floor is the constraint that actually matters.
See how the portfolios are sized off the drawdown limit →
FAQ
Does MyFundedFutures really have no daily loss limit?
Correct on every plan, eval and sim-funded. The trailing drawdown floor is the only loss-side rule. Verify the current Terms before deploying, as firms adjust rules often.
Which is easier to pass for an automated system?
Neither is categorically easier — it depends on whether your strategy is EOD- or intraday-calibrated. MFFU lets you match the plan to that; Topstep's Combine is intraday-trailing regardless. The deciding factor is your sizing discipline, not the firm.
Can I run the same strategy on both?
Yes, if it's built to respect a trailing drawdown floor. A portfolio sized off the hard limit works across both rule sets, with or without a daily loss limit.