Firm card · 5 min read

FXIFY: rules card

Every FXIFY rule (1-Phase, 2-Phase Classic and Standard, 3-Phase, Lightning, Instant Funding Standard and Lite) that decides whether a strategy fits, with the conflicts between sources marked rather than resolved.

FXIFY rules at a glance

RuleCurrent terms
Programs1-Phase, 2-Phase Classic (static) and Standard (trailing), 3-Phase, Lightning (1-phase, 7-day clock), Instant Funding Standard and Lite, crypto accounts. Sources disagree on several rows below; the firm’s FAQ pages are binding (thetrustedprop, tradingfinder, mypropgenius, tradelytic, propfirmito, 2026)
Automation (EAs, bots)Allowed on 1-Phase, 2-Phase and 3-Phase, including grid and martingale per two sources; not permitted on Lightning or Instant Funding (three sources). Latency-arbitrage accusations in payout disputes are a recurring complaint
Copy tradingBetween your own FXIFY accounts and from FXIFY to external accounts; not on Instant Funding Lite; copying into FXIFY needs a master HTML statement
Drawdown (evaluation)Static on 1-Phase, 3-Phase and 2-Phase Classic; trailing on the equity high on 2-Phase Standard, Lightning, Instant Funding and crypto. Amounts by program: Instant 5–8%, 1-Phase 6%, Lightning 4–8%, 2- and 3-Phase 10%. Trackers report the 2-Phase moved from static to trailing in 2025–26; the Classic variant keeps static and locks on the first payout
Drawdown (funded)Same model; Classic locks at the first payout
Daily loss limit3% (Lightning, Instant Lite), 4% (2-Phase Standard), 5% (3-Phase, 2-Phase Classic), 8% (Instant Standard); some Lightning sizes reported with none
Profit targets5% per phase on 2-Phase Standard and Lightning; 5% per phase on 3-Phase; 1-Phase by plan; none on Instant
ConsistencyDisputed. One tracker states no consistency rule on any program; others report 25% (Instant), 30% (funded, one trading day above 30% of profit blocks the payout) and 20% per single trade on Instant Funding Lite. Verify with firm
Minimum days4 trading days per evaluation phase; Lightning must finish within 7 calendar days
NewsAllowed on all programs per the firm’s FAQ; one review reports restrictions on Instant Funding
Overnight and weekendAllowed, except Instant Funding per one review
PayoutFirst payout on demand after 5 minimum trading days (add-on), then monthly, or every 14 days with the add-on; no on-demand on 2-Step Classic; 80% bi-weekly or 100% monthly split on some routes; up to 90–100% via add-ons; Instant first payout 14 days after the first trade, then bi-weekly
Inactivity60 days without trading breaches the account
PlatformsMT4, MT5, DXTrade, TradingView; broker-backed by FXIFY Markets
InstrumentsForex, metals (XAUUSD), indices (NAS100), energies, stocks, crypto CFDs
EntityLaunched 2023, broker-backed

Rows marked “Verify with firm” are where current rule trackers are silent or disagree; the firm’s own help center is the only binding source.

What this means for a systematic strategy

FXIFY is the hardest firm on this site to describe from public sources, because the trackers contradict each other on the rules that matter most to a coded strategy: whether a consistency rule exists, whether the 2-Phase trails, and whether EAs run on the fast products. What is consistent across sources is usable: EAs run on the standard 1-, 2- and 3-Phase evaluations and not on Lightning or Instant; the 3-Phase has the most room (10%) with the widest daily limit (5%); 4 minimum days per phase.

Treat the consistency row as unknown until the firm answers in writing, and buy the 2-Phase Classic if a static floor matters, since it is the variant the trackers still describe as static.

Is FXIFY worth it for a systematic strategy?

Only with written answers on consistency and drawdown model for the exact product. The 3-Phase or 2-Phase Classic on MT5 is workable for a system with a defined stop if the answers are static and no rule; the Lightning and Instant products are closed to EAs and irrelevant here.

The pattern of payout disputes around latency claims is a reason to keep execution logs.

Guides for this firm

Every rule in the table is defined in the glossary and explained by mechanism in the rules hub.

FAQ

Does FXIFY allow EAs?

On the 1-Phase, 2-Phase and 3-Phase evaluations, yes; not on Lightning or Instant Funding accounts.

Does FXIFY have a consistency rule?

Sources disagree: one states none on any program, others report 25% on Instant, 30% on funded accounts and a 20% per-trade cap on Instant Funding Lite. Confirm with the firm for your product.

Is the FXIFY 2-Phase drawdown static or trailing?

Classic is static (and locks on the first payout); Standard trails on the equity high. Trackers report the default moved from static to trailing in 2025–26.

What are the FXIFY minimum trading days?

4 per evaluation phase; the Lightning challenge must be completed within 7 calendar days.

Sources: firm documentation and current rule trackers, cross-checked September 2026. Rules change quarterly; the firm’s help center is the binding source.