How much does it really cost to get a funded account?

Divide the per-attempt cost by your realistic pass rate. At Earn2Trade's published 8.89% pass rate and a $167 evaluation, the expected cost is about $1,900 - and an 80%-confidence budget is roughly double that.

What percentage of traders pass prop firm evaluations?

Published firm data: Earn2Trade 8.89%, MyFundedFutures 20.35% advancing from evaluation, and Topstep reports 0.71% of traders reaching a live funded account.

Is it cheaper to reset or buy a new evaluation?

Depends on the firm - resets are typically cheaper where offered, but Apex removed resets in March 2026 entirely. Compare against the expected number of attempts, not a single try.

Tool

True Cost-to-Funded Calculator

The sticker price buys one attempt. Enter fees and a realistic pass rate to see expected attempts, expected total cost, and the budget for 80–95% confidence.

Evaluation fee ($)

Per attempt

Monthly fee during attempt ($)

Subscription models (Topstep, TPT)

Avg months per attempt

How long one attempt runs

Activation / PA fee ($)

One-time after passing (0 if none)

Evaluation pass rate (%)

Per attempt. Published: E2T 8.89, MFF 20.35

—

Expected attempts to pass

—

Expected total cost to funded

—

Budget for 80% chance

—

Budget for 95% chance

Attempts needed at each confidence level

Confidence of being funded	Attempts to budget	Total cost

How to read this

The advertised price of an evaluation is the cost of one attempt, not the cost of getting funded. With a per-attempt pass rate of p, expected attempts are 1/p, and budgeting for high confidence costs materially more — the distribution has a long tail.

Published funnel numbers worth anchoring on: Earn2Trade reports an 8.89% pass rate, MyFundedFutures 20.35% advancing from evaluation, and Topstep puts the share of traders reaching a live funded account at 0.71%. At 8.89%, the median trader needs 8 attempts and an 80%-confidence budget covers 18.

Fee structures by firm: evaluation cost comparison · reset vs new account. The variable that moves p most is surviving the drawdown model — which is a sizing decision, not an entry decision.

Playbook · by email

Keep this result. Get the tables behind it.

The Playbook has the presets and drawdown budgets these calculators are built on, for every strategy and portfolio. One PDF, then our letters with what the systems did.