Tool

True Cost-to-Funded Calculator

The sticker price buys one attempt. Enter fees and a realistic pass rate to see expected attempts, expected total cost, and the budget for 80–95% confidence.

Per attempt
Subscription models (Topstep, TPT)
How long one attempt runs
One-time after passing (0 if none)
Per attempt. Published: E2T 8.89, MFF 20.35
Expected attempts to pass
Expected total cost to funded
Budget for 80% chance
Budget for 95% chance

Attempts needed at each confidence level

Confidence of being fundedAttempts to budgetTotal cost

How to read this

The advertised price of an evaluation is the cost of one attempt, not the cost of getting funded. With a per-attempt pass rate of p, expected attempts are 1/p, and budgeting for high confidence costs materially more — the distribution has a long tail.

Published funnel numbers worth anchoring on: Earn2Trade reports an 8.89% pass rate, MyFundedFutures 20.35% advancing from evaluation, and Topstep puts the share of traders reaching a live funded account at 0.71%. At 8.89%, the median trader needs 8 attempts and an 80%-confidence budget covers 18.

Fee structures by firm: evaluation cost comparison · reset vs new account. The variable that moves p most is surviving the drawdown model — which is a sizing decision, not an entry decision.