FTUK plans compared: Instant Funding, Flex, One Step, Two Step and Instant SIM
FTUK sells six ways in: four forex programs (Instant Funding, the $9 Flex Challenge, One Step, Two Step) and two futures programs (One Step SIM, Instant SIM Funding). The drawdown model, the daily limit and the payout gates differ by program; this is every rule that changes, from the FTUK rules card, verified September 2026.
FTUK programs side by side
| Program | Evaluation | Drawdown | Daily loss limit | Consistency | Payout |
|---|---|---|---|---|---|
| Instant Funding (forex) | Funded from day one, no evaluation | 6% relative trailing on balance, moves up only; 2% floating-loss Account Protector | 5% | Consistency score from below 20%, rising at later levels | On demand once eligible; split 65% rising to 90%; partial closing prohibited |
| Flex Challenge (forex) | Pay after you pass, $9 entry | As the One Step / Two Step it maps to; verify with firm | Per program | Verify with firm | As the mapped program |
| One Step (forex) | 1 phase | 8% relative | 4% | Verify with firm (trackers report 20–40%) | Bi-weekly, weekly via add-on; $250 minimum; split 60–80% |
| Two Step (forex) | 2 phases | 10% static Phase 1, 5% static Phase 2 | 5% | Verify with firm | Bi-weekly, weekly via add-on; $250 minimum; split 60–80% |
| One Step SIM (futures) | 1 phase, 1 day minimum | Per futures program, verify | Per program | Verify with firm | As Instant SIM once funded |
| Instant SIM Funding (futures) | Funded from day one | EOD trailing on the highest completed EOD balance ($3,500 on 25K); no intraday move | $2,000 daily lock on 25K (pause, not a breach) | Score at 20% or lower | 6% payout target, 5 qualifying winning days, buffer left in account, payout cap; from the 2nd payout new profit at least 50% of the request; split 90% |
Which FTUK program fits a systematic strategy
Instant Funding removes the evaluation but adds the two rules that bite a systematic strategy most: a 6% relative trailing drawdown that only moves up, and a 2% combined floating-loss control that closes positions on open loss, so a strategy with a wide stop or several simultaneous positions needs to be sized against both. The Two Step is the most forgiving model on the card, 10% static then 5% static, with a 5% daily limit, at the price of two phases.
On futures, Instant SIM runs an end-of-day trailing floor on the highest completed daily balance and does not move on intraday profit, which is the friendliest trailing model for intraday systems; its consistency score (20% or lower) and five qualifying winning days are the gates to watch. EAs and copy trading between your own accounts are allowed across programs. The full rule set, news and weekend policy and the entity details are on the FTUK rules card.
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FAQ
What is FTUK Instant Funding?
A funded forex account with no evaluation: 6% relative trailing drawdown on balance that moves up only, 5% daily loss limit, a 2% floating-loss Account Protector, a consistency score that starts below 20%, and on-demand payouts with a split scaling from 65% to 90%. Partial closing is prohibited.
Which FTUK program has static drawdown?
The Two Step: 10% static in Phase 1 and 5% static in Phase 2, with a 5% daily loss limit. Instant Funding and One Step use relative drawdown that moves with the balance.
How does FTUK Instant SIM Funding work on futures?
Funded from day one with an end-of-day trailing floor on the highest completed EOD balance ($3,500 on a 25K), a $2,000 daily lock on 25K that pauses rather than breaches, a consistency score at 20% or lower, five qualifying winning days per payout and a 90% split.
Does FTUK allow EAs and copy trading?
Yes on both, across programs; partial closing is prohibited on Instant Funding.
Figures from the firm’s rules card, verified September 2026 against the firm’s help center and current trackers; firms change payout and program terms with little notice, verify before buying.