FundedNext Stellar programs compared: 2-Step, 1-Step, Lite, Instant
Four Stellar models with different room, speed and payout clocks. The grid, and which model fits a systematic strategy.
The Stellar lineup on one grid
| Rule | Stellar 2-Step | Stellar 1-Step | Stellar Lite | Stellar Instant |
|---|---|---|---|---|
| Targets | 8% then 5% | 10% | by plan | none; rewards from 5% growth |
| Maximum loss | 10% static | 6% static | 8% static | 6% trailing on the equity high-water mark, capped at the initial balance |
| Daily loss | 5% (equity-based) | 3% | by plan | none |
| Minimum days | 5 | 2 | by plan | none |
| Per-trade risk | — | — | 1% of balance per position | — |
| Consistency | disputed between trackers; Verify with firm | same | same | same |
| News (funded) | 40% of profit counted within 5 minutes of high-impact releases | same | same | same |
| Weekend | allowed | allowed | allowed | allowed |
| First payout | 21 days after passing, then 14-day cycles | 5 days after passing, then 5-business-day cycles | by plan | on demand from 5% growth |
| Split | 80% to 95% | 80% to 95% | 80% to 95% | 70% to 80% |
| Fee | refunded with the first payout | refunded | refunded | n/a |
| EAs | MT4/MT5 yes, cTrader no | same | same | same |
Which one for a systematic strategy
Stellar 2-Step for room: 10% static and 5% daily, with the slowest first payout (21 days). Stellar 1-Step for speed: 6% room, 3% daily, 2 minimum days and a first payout five days after passing, which suits a strategy with small per-trade risk that passes in a week. Lite adds a 1% per-position cap that a multi-position system must respect at the order level. Instant trails on equity like a futures account and starts at a 70% split. On every model the 40% news rule once funded is removed by a time filter, and EAs need MT4 or MT5, not cTrader.
Payout mechanics on FundedNext payout cycles; futures accounts on the separate card; the CFD card at FundedNext rules.
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FAQ
Which FundedNext program pays fastest?
Stellar 1-Step: first payout 5 days after passing, then every 5 business days. The 2-Step waits 21 days after passing, then 14-day cycles; Instant pays on demand from 5% growth.
Does FundedNext allow EAs on cTrader?
No. EAs are permitted on MT4 and MT5 only.
What is the FundedNext 40% news rule?
On funded accounts, trades executed within 5 minutes before or after a high-impact release count 40% of their profit toward the balance; losses count in full.
Source: the firm’s help center and program pages, cross-checked with the FundedNext (CFD) rules card, September 2026. Rules change quarterly; the help center is binding.