Which prop account pays first? Fifteen portfolios, days to the first payout
On the modeled path, 50K-Balanced 4X reaches its first payout unit in a median of 24 days, 150K-Balanced 4X in 26 and 100K-Balanced 4X in 27; Forex Champion in 44 days at a 0.02% blow rate, and every one of the fifteen portfolios gets there (source: PV_EDGE Master Data, Monte Carlo 1,500 paths × 3 years).
Video page with full transcript →
What is a payout unit?
Modeled profit stacked up to one full unit. The median days to the first unit is taken across 1,500 simulated three-year paths: half of them got there faster, half slower. It isn't a date and it isn't a promise; when you can actually withdraw is your account's rule.
Which portfolios reach the first unit fastest?
| Portfolio | Days to first unit | Units / year | Blow / yr |
|---|---|---|---|
| 50K-Balanced 4X | 24 | 59.3 | 1.49% |
| 150K-Balanced 4X | 26 | 51.3 | 1.72% |
| 100K-Balanced 4X | 27 | 50.3 | 1.67% |
| Forex Champion | 44 | 25.7 | 0.02% |
| 50K-Precision | 48 | 18.9 | 2.34% |
| Forex Blend | 51 | 21.3 | 0.18% |
| Forex Focus | 78 | 14.3 | 0.00% |
| 100K-Balanced | 108 | 12.3 | 0.00% |
The full fifteen, with every number, are on the portfolios page.
How do days and units per year relate?
They are two axes, and the portfolios don't line up the same way on both. 50K-Balanced 4X is fast and frequent; Forex Champion slower and steady; 100K-Balanced slow and sparse. One decision, two axes.
Is the fastest portfolio the safest?
No, and both facts come from the same place. The portfolios that reach the unit soonest are sized biggest, and bigger size sits closer to the floor. Precision reaches the first unit in 48–95 days with a 2.3–2.9% blow rate; 100K-Balanced takes 108 days at 0.00%. The chart shows both axes, and the portfolio you pick is the trade-off you're making.
What about the whole catalog on one account?
The PVE Index reaches its first unit in 26 days on the Forex version and 35 on Futures, with a blow rate of 0.00% and 0.02%.
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FAQ
Why is 24 days a median and not an average? Because the distribution across paths is skewed; the median is the path in the middle, which is the honest "typical" case.
Does a payout unit equal a firm's payout? No. It's the modeled profit needed for one unit at that preset. Firms set their own withdrawal rules and timing.
Which portfolio should I pick? By the account you run and the blow rate you can live with. The fastest and the safest are different portfolios.
Modeled and live layers are labeled separately. Monte Carlo figures (1,500 paths × 3 years) are a forecast. Hypothetical performance; past results do not guarantee future returns. Not financial advice.