Instant Funding: rules card
Every Instant Funding rule (Instant, Clarity, IF1, IF Micro, Evolve, One-Phase, Two-Phase) that decides whether a strategy fits, from the firm’s own plan pages as re-checked by a tracker on 23 September 2026.
Instant Funding rules at a glance
| Rule | Current terms |
|---|---|
| Products | Instant Funding (flagship, no evaluation), Instant Funding Clarity, IF1, IF Micro Pro and Clarity, Evolve (challenge + funded), One-Phase and Two-Phase evaluations. Not to be confused with the “Instant Funding” program sold by Sure Leverage Funding |
| Automation (EAs, bots) | Self-developed EAs allowed; public third-party EAs restricted, and running the same public EA with identical settings as other traders counts as group copying and is prohibited (instantfunding.com help, propfirmdeals verified 23 Sep 2026) |
| Copy trading | Between your own accounts, including across prop firms |
| Drawdown | Instant: Smart Drawdown, 10% that tightens to 5% permanently once the account is 5% in profit; Evolve: 4% end-of-day trailing (Maximum Loss Limit) at both stages, up to 6% trailing loss; Clarity: no daily drawdown; others by plan |
| Daily loss limit | 4% on Instant and GO accounts; none on Evolve or Clarity; add-ons change limits |
| Consistency | 40% best day on one-phase, two-phase and evolve (challenge and funded); 15% single-trade cap on if1 (20% with add-on); 15% best day on if micro pro (20% with add-on); 20% best day on if micro clarity. a clarity account drawdown flag cuts the split from 80% to 50%; a second flag breaches |
| Minimum days | Evolve: 5 qualifying days at 0.25% to pass and per payout; Instant: none stated (add-on removes minimum days elsewhere) |
| News | Allowed at both stages on Evolve; on Instant, the news and weekend add-on cuts leverage (FX 1:100 → 1:30, indices 1:20 → 1:10) |
| Overnight and weekend | Evolve: not permitted; Instant: weekend holding via paid add-on |
| Payout | Weekly after an initial 14-day delay, $25 minimum (tracker); 80% split, 90% via add-on; up to 90% marketed |
| Scaling | growth scaling: +25% every 90 days at a 10% gain, up to double the starting size, on one-phase pro, if micro pro, two-phase and micro programs; none on evolve |
| Add-ons | Priced as a percentage of the challenge fee: news and weekend +15%, +10% split +20%, lower target +20%, +2% max drawdown +20%, remove minimum days +10%, consistency to 20% on IF1 |
| Entity | UK-based, launched 2021; $18.7M+ paid since 2023 |
Source: Puravida Edge rules card for Instant Funding, verified 1 November 2026 against the firm’s program pages and help center.
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Rows marked “Verify with firm” are where current rule trackers are silent or disagree; the firm’s own help center is the only binding source.
Does Instant Funding allow automated trading?
Instant Funding automated trading: Self-developed EAs only. Copy trading: Own accounts. Rules verified 1 November 2026.
Instant Funding drawdown rules
Instant Funding drawdown on the evaluation: Smart DD 10% tightening to 5% at +5% (Instant); 4% EOD trailing (Evolve). On the funded account: Same. Dollar limits per account size are in the table above; rules verified 1 November 2026.
Instant Funding daily loss limit
Instant Funding daily loss limit: 4% (Instant); none (Evolve, Clarity). Rules verified 1 November 2026.
Instant Funding consistency rule
Instant Funding consistency rule: 40% best day on one-phase, two-phase and evolve (challenge and funded); 15% single-trade cap on if1 (20% with add-on); 15% best day on if micro pro (20% with ad. Minimum trading days: Evolve: 5 qualifying days. Rules verified 1 November 2026.
What this means for a systematic strategy
The flagship Instant account carries the rule to model first: the Smart Drawdown halves from 10% to 5% permanently the moment the account is 5% in profit, so a strategy with a historical drawdown above 5% is fine until it succeeds and then is not. Evolve is the conventional route (4% EOD trailing, 40% Best Day at both stages, 5 qualifying days), and Clarity removes the daily drawdown but adds a two-flag rule that cuts the split before it breaches.
EA policy is friendly to owned code and hostile to bought code: a commercial EA with default settings is treated as group copying.
Is Instant Funding worth it for a systematic strategy?
Evolve for a strategy with even days; not the flagship Instant for anything with a drawdown above 5%. The 40% Best Day rule at both Evolve stages is the sizing constraint, and the add-on pricing model means the “cheap” Instant account costs more once news, weekends and split are added.
Guides for this firm
- GOAT Funded Trader vs Instant Funding
- Prop firm hidden rules
- Prop firms with daily payouts
- Rules cards for every firm
Every rule in the table is defined in the glossary and explained by mechanism in the rules hub.
FAQ
Does Instant Funding allow automated trading?
Instant Funding automated trading: Self-developed EAs only. Copy trading: Own accounts. Rules verified 1 November 2026.
What is the Instant Funding daily loss limit?
Instant Funding daily loss limit: 4% (Instant); none (Evolve, Clarity). Rules verified 1 November 2026.
Does Instant Funding allow EAs?
Self-developed EAs, yes. Public third-party EAs are restricted, and running the same public EA with identical settings as other traders is treated as group copying.
What is the Instant Funding Smart Drawdown?
On the flagship Instant account the 10% drawdown tightens permanently to 5% once the account reaches 5% profit.
Does Instant Funding have a consistency rule?
40% Best Day on One-Phase, Two-Phase and Evolve at both stages; 15% per trade on IF1; 25% on IF Micro Pro; 20% on IF Micro Clarity.
What are Instant Funding’s payout rules?
Payout: Weekly after 14 days, $25 min. Profit split: 80% (90% add-on). Day requirement: Evolve: 5 qualifying days. All 40 firms side by side: prop firm payout rules compared.
Sources: firm documentation and current rule trackers, cross-checked September 2026. Rules change quarterly; the firm’s help center is the binding source.