FundingPips rules (2026): challenge, funded, payout, every rule with a date
The rules in force on FundingPips challenge and Master Accounts, each with its source and the date it last changed. Also found as Funding Pips or funded pips rules.
Every FundingPips rule, with its source and date
This page lists the rules in force on FundingPips challenge and Master accounts as of September 2026, each with where it is published and when it last changed. The rules card is the one-screen summary; this page is the audit trail behind it. Spelled “Funding Pips” and “funded pips” in search, the firm is FundingPips.
| Rule | Current value | Source | Since |
|---|---|---|---|
| Maximum loss, 2 Step Standard | 10% static from the initial balance; 6% on 2 Step Pro and One Step; 12% on Flex | program pages, help.fundingpips.com | standing |
| Daily loss | 5% (2 Step Standard, 3% with the paid add-on that removes minimum days); 3% Pro and 1 Step Flex; 4% 2 Step Flex | program pages | standing |
| Profit targets | 8% then 5% on 2 Step Standard; the 10% variant discontinued, those accounts reset as 2 Step Flex at 85% | program page | 24 Jul 2026 |
| Minimum days | 3 per phase on 2 Step Standard (0 with the 3% daily add-on); 2 Step Pro 1 → 2 per phase; none on the Flex variants | program pages | 26 Aug 2026 (Pro) |
| Single-trade-idea policy | on evaluations of $25,000+, a trade idea above 60% of the target no longer fails the evaluation but adds 4 profitable days on the Master | policy page | 27 Jun 2026 |
| Consistency score | 35% (biggest day ÷ cycle profit) on the On Demand cycle; also on the Monthly 100% cycle and on 2 Step Pro Masters for accounts bought from 15 Aug 2026; 15% on Zero; none on Weekly, Bi-Weekly, Flex | reward pages | 15 Aug 2026 (Monthly, Pro) |
| Profitable-day gate | 7 days of 0.5%+ on the cycles that carry the score; 7 days of 0.25%+ per 30 days on Zero | reward pages | 15 Aug 2026 |
| Striking System | a trade idea whose closed + floating loss reaches 1% of the account is a strike (four warnings); Masters above $25K and all 1 Step Flex Masters; not on the Flex bi-weekly splits | policy page | 15 Aug 2026 (Standard, Pro) |
| Reward cycles | 2 Step Standard: weekly 60% · bi-weekly 80% · monthly 100% · On Demand 90% (2% minimum), locked before the first trade; Pro 80% weekly; Flex 80% or 95%; 1 Step Flex 85%; Zero 95% | reward pages | standing |
| Hot Seat scaling | 16 successful reward periods reach a 100% split and $2M | scaling page | standing |
| News | allowed on 1 Step and 2 Step with a funded-stage window (trades opened 5h+ before are exempt); hard breach on Zero, 10 minutes each side | rules page | standing |
| Overnight and weekend | weekend holding blocked on Master Accounts across models; 2 Step Standard Masters auto-closed daily (20:45–21:00 UTC summer); allowed in evaluation phases | announcements | 29 Jan 2026 |
| Automation and copy trading | EAs and cBots allowed on all challenge types; copy only between own accounts; HFT, latency and group hedging banned | rules page | standing |
| Platforms by country | MT5 (not US/Canada), cTrader (not US), Match-Trader; US traders on Match-Trader only | platform page | standing |
| Inactivity | 30 days without a trade is a hard breach | rules page | standing |
| Leverage | FX 1:100, metals 1:30, indices 1:20, energies 1:10, crypto 1:2 (swing and swap-free tiers lower); Zero FX 1:50, metals 1:20 | program pages | standing |
What changed in 2026
- 29 January: weekend holding blocked on Master Accounts across models (temporary per the firm, still in force).
- 27 June: the 60% single-trade-idea policy for evaluations of $25,000 and above.
- 24 July: the 10% target on 2 Step Standard discontinued; affected accounts reset as 2 Step Flex at 85%.
- 15 August: the 35% score, 7 profitable days and the Striking System extend to the Monthly 100% cycle and to 2 Step Pro Masters bought from that date.
- 26 August: 2 Step Pro minimum days 1 → 2 per phase; 2 Step Flex Phase 2 gets 1 minimum day on the 80% split.
Challenge, funded, payout: where each rule bites
Challenge: the hard rules are the daily and maximum loss and the minimum days; the 60% policy does not fail an evaluation. Master Account: the same loss limits, plus the weekend block, the daily auto-close on 2 Step Standard, the Striking System and the news window. Payout: the cycle chosen before the first trade decides whether the 35% score and the 7-day gate apply at all; Weekly and Bi-Weekly carry neither.
Deeper: programs compared, payout cycles, the consistency score with worked examples, Zero; head-to-head with FTMO and FundedNext; all 40 firms on the comparison table.
FAQ
What are the FundingPips rules in 2026?
10% static maximum loss and 5% daily on 2 Step Standard (6% / 3% on Pro and One Step, 12% / 4% on Flex), targets 8% then 5%, 3 minimum days per phase, a 35% consistency score on the On Demand and (from 15 August 2026) Monthly cycles, 7 profitable days on those cycles, the Striking System at 1% per trade idea, a weekend block on Master Accounts, EAs allowed on all challenge types.
Are the Funding Pips rules different for the funded account?
The loss limits carry over unchanged. The Master Account adds the weekend block (since 29 January 2026), a daily auto-close on 2 Step Standard, the news window and, on the cycles that carry it, the 35% score with 7 profitable days and the Striking System.
What is the funded pips rule on consistency?
Biggest day divided by cycle profit, at or below 35% on the On Demand and Monthly cycles of 2 Step Standard (and 2 Step Pro Masters bought from 15 August 2026), 15% on Zero; none on Weekly, Bi-Weekly and the Flex variants. Failing it blocks the reward, not the account.
Which FundingPips rules changed in 2026?
Weekend block on Masters (29 Jan), the 60% single-trade policy (27 Jun), the 10% target discontinued (24 Jul), the score and Striking System extended to the Monthly cycle and Pro (15 Aug), Pro minimum days 1 → 2 (26 Aug).
Source: the firm’s help center and program pages, cross-checked with the FundingPips rules card, September 2026. Rules change quarterly; the help center is binding.