FundingPips: rules card
Every FundingPips rule that decides whether a strategy fits, on one page with sources and a verification date. This is the reference; the how-to-pass guide is the walkthrough.
FundingPips rules at a glance
| Rule | Current terms |
|---|---|
| Programs | 2 Step (Standard), 2 Step Pro, 2 Step Flex, One Step Flex, Zero (instant) — each with a different rule set |
| Drawdown | Static on 2 Step Standard (10%), 2 Step Pro and One Step (6%) and the Flex variants (12%); Zero runs a 5% trailing maximum loss on equity that locks once the account is 5% in profit. Master Account rules mirror the evaluation, nothing loosens after passing |
| Daily loss limit | 5% on 2 Step; 3% on 2 Step Pro, One Step and Zero |
| Profit targets | 2 Step: 8% then 5%; One Step: 10%; 2 Step Pro: 6% and 6% |
| Consistency | None on evaluations. 2 Step Standard: 35% consistency score (biggest winning day ÷ total profit) on the On Demand cycle, and, for Master Accounts bought on or after 15 August 2026, also on the Monthly 100% cycle together with 7 profitable days of 0.5% and a 1% Striking System trigger; Weekly and Bi-Weekly cycles carry no score; resets after each reward. Zero: 15% at every reward. 2 Step Flex and One Step Flex: none. Failing the score is a soft breach: rewards are blocked until it clears (help.fundingpips.com, 15 Aug 2026; proptradingvibes, Aug 2026) |
| Minimum days | 3 per phase on 2 Step Standard, 1 per phase on 2 Step Pro, none on the Flex variants; Zero: 7 profitable days of at least 0.25% in each 30-day cycle before a reward, with the biggest loss not exceeding the biggest win and the first 3% of profit held as a non-withdrawable safety cushion |
| Automation | EAs and algorithmic bots allowed on all challenge types (April 2026); MT5 EAs and cTrader cBots; no arbitrage, latency or group-coordination strategies |
| News | Allowed on 1 Step and 2 Step with a funded-stage window around high-impact releases (trades opened 5 hours or more before the event are exempt); on Zero news trading is a hard breach with a 10-minute window each side |
| Payout | Reward cycle locked from the dashboard before the first trade. 2 Step Standard: weekly 60%, bi-weekly 80%, monthly 100% (with the 35% score and 7 profitable days for accounts bought from 15 Aug 2026), or On Demand 90% (35% score, 2% minimum). 2 Step Flex 85% or 95% chosen at purchase; 2 Step Pro 80% weekly; Zero 95% bi-weekly. Hot Seat scaling: 16 successful reward periods reach a 100% split and $2M |
| Platforms | MT5, cTrader, Match-Trader. MT5 is not offered in the United States or Canada and cTrader not to US residents, so US traders are on Match-Trader only; Canadian traders on Match-Trader or cTrader (proptradingvibes, Sep 2026) |
| Instruments | NAS100, XAUUSD and forex/CFD range |
| 2026 changes | 24 Jul: the 10% target on 2 Step Standard discontinued, those accounts reset as 2 Step Flex at 85%. 27 Jun: on evaluations of $25,000+ a single trade idea above 60% of the profit target no longer fails the evaluation but adds 4 profitable days on the Master. 26 Aug: 2 Step Pro minimum days 1 → 2 per phase. 2 Step Standard Master Accounts are auto-closed daily in a fixed window (20:45–21:00 UTC in summer); weekend holding blocked on Master Accounts across models since 29 Jan (help.fundingpips.com program pages, checked 29 Sep 2026) |
Source: Puravida Edge rules card for FundingPips, verified 29 September 2026 against the firm’s program pages and help center.
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Rows marked “Verify with firm” are where current rule trackers are silent or disagree; the firm's own help center is the only binding source.
What this means for a systematic strategy
FundingPips is the second forex-side firm the NAS and XAU presets are sized for, and the one where program choice matters most: five products with genuinely different rule sets, from the permissive One Step Flex (12% static, no consistency, no minimum days) to the restrictive Zero (5% intraday trail, 15% consistency, seven profitable days per month). For a systematic strategy the 2 Step Standard gives the most drawdown room; the reward-cycle choice made before the first trade sets the split for the account's life.
Is FundingPips worth it for a systematic strategy?
Yes, on 2 Step Standard or a Flex variant. EAs are allowed on all challenge types since April 2026, and the static drawdown model means the floor never moves — every dollar of profit widens the buffer from day one. The Flex plans carry 12%, the widest static room on the forex side.
Zero is the program to avoid: a 5% intraday equity trail, 15% consistency at every payout and seven profitable days per month to keep the account active. Also note the reward cycle is chosen before the first trade and sets the split for the life of the account.
FundingPips consistency score: 35% and 15%, explained with numbers
Section merged from the former standalone article on 8 October 2026; figures as verified at that date.
The definition
The FundingPips consistency score is the biggest single-day profit divided by the total profit accumulated in the current reward cycle. It has to stay at or below 35% on the cycles that carry it (On Demand on 2 Step Standard, Monthly for accounts bought from 15 August 2026, and 2 Step Pro Masters from that date) and at or below 15% on Zero. It resets after each successfully processed reward. Failing it is a soft breach: the reward is blocked until the ratio clears, the account stays open.
Worked examples
| Situation | Numbers | Score | Result |
|---|---|---|---|
| $100,000 Master, 35% score, On Demand | profit in cycle $6,000; biggest day $2,400 | 2,400 / 6,000 = 40% | blocked until total reaches $6,858 with no day above $2,400 |
| same account, one extra week of $300 days | profit $7,200; biggest day still $2,400 | 33% | request allowed |
| $50,000 Zero, 15% score | profit $3,000; biggest day $600 | 20% | blocked; the account needs $4,000 of total profit or smaller days |
| $50,000 Zero, sized so the biggest day is $250 | profit $3,000; biggest day $250 | 8% | request allowed, subject to 7 profitable days of $125+ |
Sizing so the score clears
The score is a cap on the largest day relative to the cycle total, so it is cleared either by more days or by smaller days. For a systematic strategy the reliable lever is the second: cap the maximum daily profit at roughly a quarter of the expected cycle profit on 35% cycles (leaving a margin for a cycle that runs short) and at a tenth on Zero. In practice that means position size is set by the best-day distribution from the backtest, not by the drawdown alone: a strategy whose best day is 40% of its average month cannot use the On Demand or Monthly cycle at any size, because the ratio does not change with size.
Two rules travel with the score on the same cycles: 7 profitable days of at least 0.5% of the starting Master size, and the Striking System, which counts a trade idea whose closed plus floating loss reaches 1% of the account as a strike (four warnings on 2 Step Standard Masters above $25,000 and on 1 Step Flex). All three reset after each reward.
If the strategy cannot be shaped to the score, the answer is the cycle, not the size: Bi-Weekly at 80% carries no score. See payout cycles and the consistency calculator with FundingPips presets.
Every rule on this card verified against FundingPips’ help center and program pages on 29 September 2026; last checked 15 October 2026.
FundingPips prop firm rules and regulations (2026): challenge, funded, payout, every rule verified
Section merged from the former standalone article on 8 October 2026; figures as verified at that date.
Every FundingPips rule, with its source and date
This page lists the rules in force on FundingPips challenge and Master accounts as of September 2026, each with where it is published and when it last changed. The rules card is the one-screen summary; this page is the audit trail behind it. Spelled “Funding Pips” and “funded pips” in search, the firm is FundingPips.
| Rule | Current value | Source | Since |
|---|---|---|---|
| Maximum loss, 2 Step Standard | 10% static from the initial balance; 6% on 2 Step Pro and One Step; 12% on Flex | program pages, help.fundingpips.com | standing |
| Daily loss | 5% (2 Step Standard, 3% with the paid add-on that removes minimum days); 3% Pro and 1 Step Flex; 4% 2 Step Flex | program pages | standing |
| Profit targets | 8% then 5% on 2 Step Standard; the 10% variant discontinued, those accounts reset as 2 Step Flex at 85% | program page | 24 Jul 2026 |
| Minimum days | 3 per phase on 2 Step Standard (0 with the 3% daily add-on); 2 Step Pro 1 → 2 per phase; none on the Flex variants | program pages | 26 Aug 2026 (Pro) |
| Single-trade-idea policy | on evaluations of $25,000+, a trade idea above 60% of the target no longer fails the evaluation but adds 4 profitable days on the Master | policy page | 27 Jun 2026 |
| Consistency score | 35% (biggest day ÷ cycle profit) on the On Demand cycle; also on the Monthly 100% cycle and on 2 Step Pro Masters for accounts bought from 15 Aug 2026; 15% on Zero; none on Weekly, Bi-Weekly, Flex | reward pages | 15 Aug 2026 (Monthly, Pro) |
| Profitable-day gate | 7 days of 0.5%+ on the cycles that carry the score; 7 days of 0.25%+ per 30 days on Zero | reward pages | 15 Aug 2026 |
| Striking System | a trade idea whose closed + floating loss reaches 1% of the account is a strike (four warnings); Masters above $25K and all 1 Step Flex Masters; not on the Flex bi-weekly splits | policy page | 15 Aug 2026 (Standard, Pro) |
| Reward cycles | 2 Step Standard: weekly 60% · bi-weekly 80% · monthly 100% · On Demand 90% (2% minimum), locked before the first trade; Pro 80% weekly; Flex 80% or 95%; 1 Step Flex 85%; Zero 95% | reward pages | standing |
| Hot Seat scaling | 16 successful reward periods reach a 100% split and $2M | scaling page | standing |
| News | allowed on 1 Step and 2 Step with a funded-stage window (trades opened 5h+ before are exempt); hard breach on Zero, 10 minutes each side | rules page | standing |
| Overnight and weekend | weekend holding blocked on Master Accounts across models; 2 Step Standard Masters auto-closed daily (20:45–21:00 UTC summer); allowed in evaluation phases | announcements | 29 Jan 2026 |
| Automation and copy trading | EAs and cBots allowed on all challenge types; copy only between own accounts; HFT, latency and group hedging banned | rules page | standing |
| Platforms by country | MT5 (not US/Canada), cTrader (not US), Match-Trader; US traders on Match-Trader only | platform page | standing |
| Inactivity | 30 days without a trade is a hard breach | rules page | standing |
| Leverage | FX 1:100, metals 1:30, indices 1:20, energies 1:10, crypto 1:2 (swing and swap-free tiers lower); Zero FX 1:50, metals 1:20 | program pages | standing |
What changed in 2026
- 29 January: weekend holding blocked on Master Accounts across models (temporary per the firm, still in force).
- 27 June: the 60% single-trade-idea policy for evaluations of $25,000 and above.
- 24 July: the 10% target on 2 Step Standard discontinued; affected accounts reset as 2 Step Flex at 85%.
- 15 August: the 35% score, 7 profitable days and the Striking System extend to the Monthly 100% cycle and to 2 Step Pro Masters bought from that date.
- 26 August: 2 Step Pro minimum days 1 → 2 per phase; 2 Step Flex Phase 2 gets 1 minimum day on the 80% split.
Challenge, funded, payout: where each rule bites
Challenge: the hard rules are the daily and maximum loss and the minimum days; the 60% policy does not fail an evaluation. Master Account: the same loss limits, plus the weekend block, the daily auto-close on 2 Step Standard, the Striking System and the news window. Payout: the cycle chosen before the first trade decides whether the 35% score and the 7-day gate apply at all; Weekly and Bi-Weekly carry neither.
Deeper: programs compared, payout cycles, the consistency score with worked examples, Zero; head-to-head with FTMO and FundedNext; all 40 firms on the comparison table.
Guides for this firm
- FundingPips Zero rules: what replaces the evaluation
- FundingPips payout cycles: which one to lock before the first trade
- FundingPips programs compared: which one fits a systematic strategy
- FundingPips vs FundedNext
- How to pass FundingPips
- Best strategy: FundingPips
- FTMO vs FundingPips
- TradingView compatibility across firms
Every rule in the table is defined in the glossary and explained by mechanism in the rules hub.
FAQ
Does FundingPips allow EAs?
Yes, on all challenge types as of April 2026 — MT5 EAs and cTrader cBots. Arbitrage, latency exploits and group-coordination strategies remain prohibited.
Which FundingPips program has the most drawdown room?
The Flex variants at 12% static max loss, followed by 2 Step Standard at 10% with a 5% daily limit. Zero, at 5% intraday trailing, has the least.
Does FundingPips have a consistency rule?
Not on the evaluations. On 2 Step Standard the 35% score applies to the On Demand cycle and, for Master Accounts bought from 15 August 2026, to the Monthly 100% cycle as well; Weekly and Bi-Weekly cycles carry none. Zero carries 15% at every reward. Failing the score blocks rewards without closing the account.
What is the FundingPips daily loss limit?
5% on 2 Step; 3% on 2 Step Pro, One Step and Zero. Master Account rules mirror the evaluation.
Which platforms does FundingPips support?
MT5, cTrader and Match-Trader. MT5 is not offered in the United States or Canada and cTrader not to US residents, so US traders are on Match-Trader only; Canadian traders use Match-Trader or cTrader.
What are the FundingPips payout rules?
The reward cycle is locked from the dashboard before the first trade. 2 Step Standard: weekly 60%, bi-weekly 80%, monthly 100% (with the 35% consistency score and 7 profitable days for accounts bought from 15 August 2026), or On Demand 90% with the 35% score.
Can I trade news at FundingPips?
Allowed on 1 Step and 2 Step with a funded-stage window around high-impact releases; trades opened 5 hours or more before the event are exempt. On Zero, news trading is a hard breach with a 10-minute window on each side.
What is the FundingPips consistency score?
Biggest single-day profit divided by total profit in the current reward cycle. It must stay at or below 35% on the cycles that carry it and at or below 15% on Zero, and it resets after each processed reward.
Which FundingPips accounts have the 35% score?
2 Step Standard on the On Demand cycle; also on the Monthly cycle and on 2 Step Pro Master Accounts bought from 15 August 2026. Weekly, Bi-Weekly, 2 Step Flex and 1 Step Flex carry no score.
Does failing the score close the account?
No. It is a soft breach: reward requests are blocked until the ratio is back within the limit. Daily and maximum loss breaches close the account; the score does not.
Is the FundingPips consistency score the same as the Striking System?
No. The Striking System counts trade ideas whose loss reaches 1% of the account and issues warnings; the score is a ratio of best day to cycle profit. Both apply on the same cycles for accounts bought from 15 August 2026.
What are the FundingPips rules in 2026?
10% static maximum loss and 5% daily on 2 Step Standard (6% / 3% on Pro and One Step, 12% / 4% on Flex), targets 8% then 5%, 3 minimum days per phase, a 35% consistency score on the On Demand and (from 15 August 2026) Monthly cycles, 7 profitable days on those cycles, the Striking System at 1% per trade idea, a weekend block on Master Accounts, EAs allowed on all challenge types.
Are the Funding Pips rules different for the funded account?
The loss limits carry over unchanged. The Master Account adds the weekend block (since 29 January 2026), a daily auto-close on 2 Step Standard, the news window and, on the cycles that carry it, the 35% score with 7 profitable days and the Striking System.
What is the funded pips rule on consistency?
Biggest day divided by cycle profit, at or below 35% on the On Demand and Monthly cycles of 2 Step Standard (and 2 Step Pro Masters bought from 15 August 2026), 15% on Zero; none on Weekly, Bi-Weekly and the Flex variants. Failing it blocks the reward, not the account.
Which FundingPips rules changed in 2026?
Weekend block on Masters (29 Jan), the 60% single-trade policy (27 Jun), the 10% target discontinued (24 Jul), the score and Striking System extended to the Monthly cycle and Pro (15 Aug), Pro minimum days 1 → 2 (26 Aug).
Sources: firm documentation and current rule trackers (Prop Firm Pine Scripts rules database June 2026, DamnPropFirms July 2026, proptradingvibes and tradetanto June–August 2026, Finance Magnates), cross-checked September 2026. Rules change quarterly; the firm's help center is the binding source.